How we charge
Our fees are always fair, and always agreed by you before any work starts. They reflect your circumstances and the guidance needed to help you achieve your financial milestones.
Transparency from the very beginning
A clear, considered approach to fees
Good financial planning should always feel reassuring and never uncertain. That includes how you pay for advice; at Portcullis, our fee philosophy is built around transparency, fairness, and long-term value, so you always understand what you’re paying for and why.
Your initial conversation with us is offered without charge or obligation. It’s a chance to explore whether we’re the right fit, talk through your circumstances, and understand how we could help. If you decide to proceed, fees are agreed in advance and linked directly to the work involved. In simple terms, you pay for three core elements of our service.
Advice and
recommendations:
It all begins with a thorough review of your financial position and objectives. After that, you’ll receive clear, personalised recommendations that explain your options and outline the steps needed to move forward, in plain English.
Putting the plan
into action:
Where you choose to proceed, we take care of implementation. This includes setting up investments or policies, liaising with providers, and managing the associated administration, ensuring everything is handled efficiently and correctly.
Ongoing support
and reviews:
Financial planning is not a one-off exercise. As your life changes, your plan should adapt. Our ongoing services provide regular reviews, monitoring, and guidance to ensure your arrangements remain aligned with your priorities over time.
An investment in your future
Is professional advice worth paying for?
Many people question whether financial advice represents good value. It’s a reasonable consideration, particularly when your finances matter as much as they do and the decisions involved can have long-term consequences.
Our view is simple: thoughtful, ongoing financial planning can make a meaningful difference to both long-term outcomes and day-to-day peace of mind. Without structure, it’s easy for decisions around pensions, investments, and withdrawals to become fragmented or inefficient. Opportunities can be missed, risk may not be properly managed, and plans can drift off course. A coordinated approach keeps your finances aligned with your goals, continuing to adapt as your circumstances change.
Importantly, the value of advice is not only measured in returns. It also comes from having a clear plan, understanding your position, and knowing the decisions you’re making are considered and appropriate. Ongoing support provides continuity, helping you navigate market uncertainty, legislative changes, and key life events with greater confidence.
If you’d like to understand how our fees work in practice, and what level of support may be appropriate for you, please get in touch.
Ready to bring your future into focus?
Get in touch
Whether you have a specific question or want to explore your options, we’re here to help.