August 21, 2026
In the news
| Many buyers remain positive but affordability pressures continue delaying home purchase decisions | Property investors face lower profits, requiring greater adaptability in changing market conditions | Multi-generational living is driving demand for flexible and independent home spaces |
Buyers hesitate despite market confidence
Research1 shows that around 41% of prospective buyers are delaying their move while waiting for the right moment, despite 52% saying they are ready to purchase. Although 75% feel positive about mortgage options, concerns remain, with 45% citing high property prices and 44% struggling to save a deposit. This gap between confidence and action highlights the need for clearer guidance, as buyers remain motivated by long-term stability and wealth-building goals.
Property flipping profits squeezed
Property flipping has declined significantly according to Hamptons, with 10,570 homes resold in 2025 compared to 21,520 in 2016. The drop is largely attributed to the Stamp Duty surcharge on second homes, which has dampened investor appetite. As a result, average post-tax profits for those renovating and reselling properties have more than halved. However, opportunities remain for investors able to adapt to changing market conditions.
From granny annexe to grad pad
Garden annexes are evolving from traditional granny annexes into modern ‘grad pads,’ reflecting changing household needs. As more young adults remain at home, families are creating self-contained garden spaces that offer independence without leaving the family property. These flexible setups can serve as living, working or study areas, highlighting a shift towards multi-generational living, driven by affordability pressures and changing lifestyle expectations.
1MAB 2026
As a mortgage is secured against your home or property, it could be repossessed if you do not keep up mortgage repayments.
